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Budgeting for Your New Home

Budgeting for Your New Home

When you get pre-approved for a mortgage, you may be excited to find out that you can afford a lot more house than you thought you could. Don’t be so fast, this is just what you can get a loan for. The mortgage broker doesn’t know a lot of factors about your finances. While you […]

How to Become an Informed First-Time Homebuyer

How to Become an Informed First-Time Homebuyer

 Even a first-time homebuyer can become an informed shopper, i.e. someone who understands the ins and outs of the housing market.In fact, some of the best ways to become informed as you move along the homebuying process include: 1. Determine How Much Money You’ll Need.How much money do you have to spend on a home? […]

Factors to Consider Before You Refinance Your Home

Factors to Consider Before You Refinance Your Home

It’s no secret that the best time to finance a home is when mortgage interest rates are low. You could save thousands of dollars over the lifetime of your mortgage if you finance at the right time. With interest rates still being low, some wonder why more people aren’t refinancing their homes, especially if doing […]